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SPEARTRACEMedia Forensics
[ SECTOR 03 / 09 · INSURANCE CLAIMS ]

INSURANCECLAIMS.

Claims teams receive photos, invoices and recordings that anyone can now alter or generate. SpearTrace screens each submission inside your own environment and shows the claims handler exactly what looked wrong.

[ 01 / Paradigm shift ]

Target vs Reality

Current

Volume Beats Review

Handlers see thousands of photos and PDFs. Edited damage pictures and altered invoices pass because nobody has time to look closely.

Target

Evidence Before Payout

Sensors screen every submission, flag reused or altered media with reasons, and send only borderline files to a human.

[ 02 / Method ]

Claims screening workflow

  1. 01Receive

    Photos, invoices and recordings arrive from the claims system.

  2. 02Screen

    Sensors measure editing, reuse and synthesis on-premise.

  3. 03Signal

    A reasoned risk signal goes to the claims platform.

  4. 04Decide

    Handlers review overlays and record the outcome.

Claims Screening Pipeline

Control planeAnalysis plane

  1. 01Claim Intake

    PHOTO · PDF · AUDIO

    Submissions are pulled from the claims platform without changing the originals.

  2. 02Seal & Hash

    SHA-256 · WORM

    The original is hashed and written to write-once storage. All later steps read copies.

  3. 03Sensor Bank

    CLASSICAL · INDEPENDENT

    Independent forensic sensors measure the file and report what they observed, with settings.

  4. 04Reuse Check

    CROSS-CLAIM MATCH

    Images are compared with earlier submissions to find reused or recycled photos.

  5. 05Handler Signal

    SCORE + REASONS

    A score with listed reasons returns to the claims system for the handler.

  6. Control plane / DECISIONS

    Audit Log

    Each screening result and handler decision is retained for audit.

  7. Control plane / THRESHOLDS

    Policy Rules

    Escalation thresholds are set by the insurer, not by the software.

[ 03 / Core systems ]

Core workflow

01 / DAMAGE01 / 03

DAMAGEPHOTOS

Vehicle, property and injury photos checked for editing and reuse.

ELA · NOISE · COPY-MOVE

Check the picture behind the claim.

SCREEN
Image sensors look for edited regions and pasted damage.
MATCH
Photos are compared with earlier claims for reuse.
LIMITS
Phone compression lowers sensitivity, and the signal says so.
02 / INVOICES02 / 03

INVOICES& RECEIPTS

Repair bills, hospital invoices and receipts checked for altered amounts and fonts.

STRUCTURE · TYPOGRAPHY

Check the file behind the page.

SCREEN
Structure and typography sensors flag changed fields.
EVIDENCE
Overlays show the exact area flagged.
LIMITS
Template variation is expected, so flags go to review, not automatic rejection.
03 / CLAIMANT03 / 03

CLAIMANTRECORDINGS

Recorded statements and call-centre audio checked for edits and synthetic voices.

SPECTRAL · ENCODING

Verify the channel as well as the voice.

SCREEN
Audio sensors check continuity and encoding history.
TIMING
Results can be produced after the call.
LIMITS
Phone codecs reduce detail, and reports state the assumptions.
[ 04 / Reference patterns ]

Reference scenarios

MOTOR

Recycled accident photos

Cross-claim matching of images across submissions.

HEALTH

Altered medical bills

Document sensors flag edited amounts before payment.

PROPERTY

Generated damage images

Image sensors screen for synthetic or composited damage.

[ 05 / Delivery & deployment ]

From design to delivery

An on-premise service with an API for your claims platform, a review console for handlers and audit logs for your special investigations unit.

[ 06 / Questions ]

Common questions

How does SpearTrace help insurance teams?

Claims teams receive photos, invoices and recordings that anyone can now alter or generate. SpearTrace screens each submission inside your own environment and shows the claims handler exactly what looked wrong.

What changes compared with the current approach?

Handlers see thousands of photos and PDFs. Edited damage pictures and altered invoices pass because nobody has time to look closely. Sensors screen every submission, flag reused or altered media with reasons, and send only borderline files to a human.

Can it run on-premise or air-gapped?

Yes. Analysis runs on your own hardware, and the platform can be installed with no connectivity. Reports are exported as signed PDF and machine-readable JSON.

How do I start?

Request a briefing by form, WhatsApp (+60 17-773 7302) or email (kumar@spearcompute.com). We scope a pilot on samples you provide.

Bring the footage.Let’s verify.

Tell us what media you need to trust and where it has to be analysed. We will scope a briefing or a pilot on your own samples.

Request a briefing