Claims teams receive photos, invoices and recordings that anyone can now alter or generate. SpearTrace screens each submission inside your own environment and shows the claims handler exactly what looked wrong.
[ 01 / Paradigm shift ]
Target vs Reality
Current
Volume Beats Review
Handlers see thousands of photos and PDFs. Edited damage pictures and altered invoices pass because nobody has time to look closely.
Target
Evidence Before Payout
Sensors screen every submission, flag reused or altered media with reasons, and send only borderline files to a human.
[ 02 / Method ]
Claims screening workflow
01Receive
Photos, invoices and recordings arrive from the claims system.
02Screen
Sensors measure editing, reuse and synthesis on-premise.
03Signal
A reasoned risk signal goes to the claims platform.
04Decide
Handlers review overlays and record the outcome.
Claims Screening Pipeline
Control planeAnalysis plane
01Claim Intake
PHOTO · PDF · AUDIO
Submissions are pulled from the claims platform without changing the originals.
02Seal & Hash
SHA-256 · WORM
The original is hashed and written to write-once storage. All later steps read copies.
03Sensor Bank
CLASSICAL · INDEPENDENT
Independent forensic sensors measure the file and report what they observed, with settings.
04Reuse Check
CROSS-CLAIM MATCH
Images are compared with earlier submissions to find reused or recycled photos.
05Handler Signal
SCORE + REASONS
A score with listed reasons returns to the claims system for the handler.
Control plane / DECISIONS
Audit Log
Each screening result and handler decision is retained for audit.
Control plane / THRESHOLDS
Policy Rules
Escalation thresholds are set by the insurer, not by the software.
Hover or tap a stage to inspect
[ 03 / Core systems ]
Core workflow
01 / DAMAGE01 / 03
DAMAGEPHOTOS
Vehicle, property and injury photos checked for editing and reuse.
ELA · NOISE · COPY-MOVE
Check the picture behind the claim.
SCREEN
Image sensors look for edited regions and pasted damage.
MATCH
Photos are compared with earlier claims for reuse.
LIMITS
Phone compression lowers sensitivity, and the signal says so.
02 / INVOICES02 / 03
INVOICES& RECEIPTS
Repair bills, hospital invoices and receipts checked for altered amounts and fonts.
STRUCTURE · TYPOGRAPHY
Check the file behind the page.
SCREEN
Structure and typography sensors flag changed fields.
EVIDENCE
Overlays show the exact area flagged.
LIMITS
Template variation is expected, so flags go to review, not automatic rejection.
03 / CLAIMANT03 / 03
CLAIMANTRECORDINGS
Recorded statements and call-centre audio checked for edits and synthetic voices.
SPECTRAL · ENCODING
Verify the channel as well as the voice.
SCREEN
Audio sensors check continuity and encoding history.
TIMING
Results can be produced after the call.
LIMITS
Phone codecs reduce detail, and reports state the assumptions.
[ 04 / Reference patterns ]
Reference scenarios
MOTOR
Recycled accident photos
Cross-claim matching of images across submissions.
HEALTH
Altered medical bills
Document sensors flag edited amounts before payment.
PROPERTY
Generated damage images
Image sensors screen for synthetic or composited damage.
[ 05 / Delivery & deployment ]
From design to delivery
An on-premise service with an API for your claims platform, a review console for handlers and audit logs for your special investigations unit.
Claims teams receive photos, invoices and recordings that anyone can now alter or generate. SpearTrace screens each submission inside your own environment and shows the claims handler exactly what looked wrong.
What changes compared with the current approach?+
Handlers see thousands of photos and PDFs. Edited damage pictures and altered invoices pass because nobody has time to look closely. Sensors screen every submission, flag reused or altered media with reasons, and send only borderline files to a human.
Can it run on-premise or air-gapped?+
Yes. Analysis runs on your own hardware, and the platform can be installed with no connectivity. Reports are exported as signed PDF and machine-readable JSON.
How do I start?+
Request a briefing by form, WhatsApp (+60 17-773 7302) or email (kumar@spearcompute.com). We scope a pilot on samples you provide.